Wednesday, February 24, 2010

Travel Insurance Reviews

Well, frankly speaking. The answer is NO. Reviews are misleading at times. Nevertheless, one cannot ignore their intrinsic value. Most of them, indeed come from genuine experiences, and ought to deserve some respect, while considering a new travel insurance policy. The thing about reviews is, it is more of a personal account, than an advisory one. Let us assume, a man had written a review about his experience with a travel insurance company, and another one, wrote about his with the same company. Both these men present contrasting views. Now, that will put one in a state of dilemma, if they consider reviews seriously.

I am not suggesting that these reviews will always provide conflicting views. I am just saying that they ought to be treated with not a very high level of importance. After all, it is you who ultimately makes the move to get insured. User accounts do go a long way in judging the credibility of a particular plan. But, things might work out differently for people. Some who have written reviews, do not even key their experiences. They do it based on hearsay. Such reviews are nothing but gossip matter, and one should never take such reviews seriously.

It is always more advisable to get in direct contact with the company officials. One can browse the web for their contact numbers, mail ids and so on. They will let you know their offer. Of course, this will be biased, and they will advertise their product to the fullest, but, as I said, it will be your call in the end.

Some insurance experts also provide their advice in the form of reviews. Consultants also give in their views in the same form. Such reviews definitely carry a greater weight than those of users. One of the user reviews did help me when I chose single trip travel insurance. But, again, all of what was mentioned in that review I read did not happen to me. Reviews differ and one should merely use them as a directive rather than the panacea for signing up!

Some travel insurance companies, in fact, go to the extent of putting up user reviews on their home page. People exclaiming, ‘It covered every penny I spent’ and all that. Humbug! I would call all of this a mere marketing gimmick to sell more. Yes, the flashy colors of the website and the hunky-dory experience of a past customer may lure you in, but who knows, they might be paid reviews, which were written merely in praise of the company.

Hence, my final verdict for the question of ‘trusting’ travel insurance reviews is this. Trust them, if you feel they are genuine. Hidden costs are never mentioned in any company’s website. It is only after the policy is taken, that one realizes his folly. In such cases, travel insurance reviews come good and really helps one decide on choosing that one policy from the hundreds available. It is only the matter of which review you trust and which you do not.

Brought to you by: Best Travel insurance

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